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While a few health insurance companies recognize the medical need for laser eye surgery and cover part or all of the cost, many do not. Consequently, most patients pay for their own surgeries. Fortunately, a good laser eye center will help you to find a way to finance your surgery. At Laser Eye Center of Silicon Valley, you will find a staff willing and able to work with you to pay for your laser eye surgery. There are a number of different financing plans available to patients with low interest rates and low monthly payments. Some plans have no interest periods for up to 18 months and/or require no down payment if you qualify. Fees can also be paid by any major credit card. Flexible Spending Accounts for Laser Eye Surgery Another way to pay for laser eye surgery is to use a flexible spending account. Many employers set up flexible spending accounts for their employees and you may already have one. If not, you should look into whether one is available to you. Flexible spending accounts allow you to deposit a set amount of your pre-taxed earnings into an account to cover out of pocket health care expenses. Under most plans, laser eye surgery is considered a health care expense. You can use the tax-free money accumulated in a flexible spending account to reimburse yourself for your laser eye surgery.
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